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This picture shows "KNAUF-TIAN" printed on the back of some drywall in an attic I was in.  This is one of the destructive products called "Chinese Drywall"


Here you'll see aluminum wire branch circuits in the right side of a FPE Stab-Loc panel.  You can see the four aluminum circuits between several copper circuits.


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Sunday, December 2, 2012

Federal Pacific Electric Panels

There has been some ongoing uncertainty about issues with the FPE Stab-lok panels.  There are some real world issues with this panel and most electricians would agree that they should be replaced.  However, the more immediate problem is that they are becoming harder and harder to get insurance on.  If they panel is found on the 4-point inspection, many insurance companies will not insure the home until it is changed out.  Here is a quote from AAA.  

"November 12, 2012 memo:


Auto Club Insurance Company of Florida

Federal Pacific Electric (FPE) Electrical Panel



Effective immediately, homes with an electrical panel manufactured by Federal Pacific Electric (FPE) Company will be ineligible for a AAA Package Policy.


It is known that homes with FPE electrical panels present a potentially dangerous situation.  FPE electrical panels sometimes fail to trip a breaker when an electrical surge occurs, which can lead to overheating and fires.  A class-action lawsuit brought this to light and FPE electrical panels are a common “hazard” that 4-Point inspectors look for.


Due to the fire hazard presented by these panels, homes where an FPE electrical panel is found during a 4-Point inspection must have the electrical panel replaced in order to be eligible.  If the FPE panel is not replaced, the home will be ineligible for a AAA Package Policy.  As a reminder, 4-Point inspections are required for 40+ year old homes at new business.


We appreciate your continued support of AAA Insurance. "

...and  they aren't the only ones.  Here is a list of other companies reportedly not accepting the panel:




Tower Hill

Security First 



So at this point it doesn't really make sense to go into any further discussion on whether or not there is a real problem with these panels (it's more about the breakers actually), if they aren't insurable then that's pretty much the nail in the coffin for FPE. 

9:27 am est          Comments

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Florida Home Inspectors Inc. is located in Brevard county and is a full service inspection company.  Nick McClellan is the owner/operator and performs all the inspections.  Services include: Building Contractor (state certified commercial/residential), wind mitigation inspection,  inspections for buyers looking at a home (real estate inspection/home inspection), inspections for sellers trying to make their home more marketable (pre-sale inspection), and 4 point and wind mitigation inspections for insurance purposes for those who already own their home but the insurance company needs a 4pt. and/or wind mitigation to bind a new policy or to update an older one.

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